Payment Policy

Last updated: August 28, 2026

This page sets out how payment works at Posh Elements Boutique: what we accept, when you are charged, and how your card details are handled.

Currency

Every price on this website is shown in United States dollars (USD). Your card is charged in USD. If your card is issued outside the United States your bank may apply its own currency conversion or foreign transaction fee, which is set by your bank and not by us.

Payment methods we accept

We accept the following credit and debit cards:

• Visa
• Mastercard
• American Express
• Discover
• Diners Club
• JCB

Card payments are processed by Stripe, a PCI DSS Level 1 certified payment provider. The card marks shown in the footer of this site are the four most commonly used of these. The full list above is what our checkout will accept.

When you are charged

Your payment method is authorised when you place the order, and the funds are taken when we prepare your order for dispatch, normally within 1 to 2 business days. Either way the amount is the order total displayed on the checkout page at the moment you confirm the order, including any tax that applies. We do not charge for shipping, so there is never a delivery line on your bill.

We do not add handling fees, surcharges or any charge that was not shown to you before you confirmed the order. We do not operate subscriptions or recurring billing of any kind. If you choose to save a card to your account for a future order, the card is held by Stripe rather than by us, and it is only ever charged when you place a new order and confirm it.

How the charge appears on your statement

The charge will normally appear on your statement as POSH ELEMENTS BOUTIQUE. If you see a charge you do not recognise, please email us before contacting your bank so we can check it against our records for you.

Card security

Card details are entered directly into a secure field hosted by Stripe and are transmitted over an encrypted connection. Posh Elements Boutique does not see, handle or store your full card number, expiry date or security code at any point. There is more detail on our Secure Checkout page.

Declined or failed payments

If a payment is declined, the order is not created and no goods are reserved. Declines come from your bank or card issuer, and they do not tell us the reason. Please check the card details and billing address you entered, then try again or use a different card. Your bank can tell you why a payment was refused.

You may briefly see a pending authorisation on your account for a declined attempt. This is not a charge and it is released by your bank, usually within a few business days.

Billing address

Please enter the billing address exactly as it appears on your card statement. A mismatch is one of the most common reasons a card is refused. Your billing address can be different from your delivery address.

Pricing and availability

We try hard to keep prices and stock accurate. If a genuine pricing or stock error affects an order you have placed, we will contact you before dispatch and you can choose to continue at the corrected price or cancel for a full refund. We will never charge you a higher price than the one you agreed at checkout without asking you first.

Refunds

Refunds are always returned to the payment method used for the original order. Timings and conditions are set out in our Refund & Return Policy.

Questions about a payment

Posh Elements Boutique
14 Milton Street, Seville, OH 44273, United States
Email: Support@posh-elements.com
Phone: +1 216-240-8667